How long do you have to report a hit and run?
How long do you have to report a hit and run? You generally need to report it to the police immediately or within 24 hours, though the exact time limit depends on your local laws and your insurance policy. In Pennsylvania, you should call 911 from the scene whenever someone is hurt, and file a […]
What happens if you get in an accident without insurance?
If you get into a car accident without insurance, what happens depends largely on who caused the crash and where it occurs. You face direct out-of-pocket costs for damages, heavy legal and traffic penalties, and potential lawsuits if you are at fault. In New York, the stakes are even higher because the state tightened its […]
Who pays for car damage in a no-fault state?
Key Takeaways: PIP covers medical bills and lost wages, not vehicle damage, car repairs come from the at-fault driver’s property damage liability or your own collision coverage. NY, NJ, and PA each structure PIP differently, NY has mandatory $50,000 PIP, while NJ and PA are “choice” states with variable coverage limits. Filing after a crash […]
What happens if I hit a deer with my car in Pennsylvania?
If you hit a deer with your car in Pennsylvania, stop in a safe place, turn on your hazard lights, and check yourself and your passengers for injuries before doing anything else. Then call 911 if anyone is hurt or the car can’t be driven, photograph the scene, and notify your insurer. Pennsylvania drivers face […]
Labor Day Weekend: How to Avoid One of the Most Dangerous Weekends of the Year?
Labor Day weekend car accidents spike every year as more drivers hit the road for one last summer getaway, and 2026 is expected to be no exception. The National Safety Council estimates that 434 people may die on U.S. roads during this year’s Labor Day holiday period, a 2% increase from 2025. If you need […]
When Does Hydroplaning Occur, and How Does Heavy Rain Cause Highway Accidents?
Key Takeaways: Hydroplaning happens when tires encounter more water than they can displace, causing a loss of steering and braking control, often starting above 35 mph. Risk peaks during the first 10-15 minutes of a rainstorm, before oil and debris wash away, and again during Northeast storm season (June-November). Overcorrecting is a common instinct that […]
How to Claim Lost Wages from a Car Accident in NY?
Posted on August 21, 2026 – by Rose Harper Law Learning how to claim lost wages from a car accident starts with gathering the right paperwork: a medical note proving you’re unable to work, a statement from your employer confirming your missed time and pay rate, and recent pay stubs or tax returns. From there, you submit these […]
Why Do Teen Car Accidents Spike During the 100 Deadliest Days of Summer?
Posted on August 17, 2026 – by Rose Harper Law Key Takeaways: Teen crashes spike during the “100 Deadliest Days” (Memorial Day-Labor Day) due to inexperience, distraction, speeding, the passenger effect, and impairment combined. Because a minor generally can’t sue on their own behalf, a parent or guardian must file the claim, and any settlement typically requires court […]
What Is a No-Fault Car Accident Settlement in NY?
Posted on Aug 09, 2026 – by Rose Harper Law A no-fault car accident settlement in NY typically covers up to $50,000 in Personal Injury Protection (PIP) benefits, paying for immediate economic losses like medical bills and lost wages regardless of who caused the crash. To recover more than that, or to pursue compensation for pain and suffering, […]
What is the average car accident settlement amount in New York?
Posted on July 27, 2026 – by Rose Harper Law Key Takeaways: No true “average” settlement exists; national data ranges from roughly $23,900 to $28,000, but severity, injuries, and coverage limits vary, resulting in significant differences. Under NY’s no-fault system, PIP covers initial medical bills, and only “serious” injuries open the door to pain and suffering compensation from […]