A crash changes everything in a moment — the injuries, the medical bills, the time away from work, and then the insurance company that minimizes every call. Rose Harper Law is on your side.
Hurt in a Crash in NJ, NY or PA?
Free consultation · No fee unless we win
English & Spanish · roseharperlaw.com
Personal injury law is all we do. Rose Harper Law is a dedicated personal injury firm — not a general practice that handles car accidents on the side. Every case involves someone hurt by someone else's negligence, and we fight for full and fair compensation every time.
Licensed in NJ, NY & PA
One firm, three states. No need to find a different attorney when your accident crosses state lines — we handle cases throughout the entire tri-state region.
Bilingual English & Spanish
Every consultation, every call, every document is available in the language most comfortable for you. Atendemos clientes en español en los tres estados.
AAJ & ATAA Member
Member of the American Association for Justice and the Academy of Truck Accident Attorneys — dedicated to advancing the rights of injury victims.
No Fee Unless We Win
You will never write a check to us out of pocket. Our fee comes only from the compensation we recover for you.
Personal Injury Only
Every attorney, every case, every strategy focused exclusively on getting maximum compensation for injured people.
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Every crash is different. What matters is that someone's negligence caused your injuries — whether that was a distracted driver, a drunk driver, a rideshare company's contractor, or an uninsured motorist who fled the scene.
Rear-End Collisions
One of the most common crash types on Route 22, I-78, and the NJ Turnpike. Rear-end impacts cause whiplash, herniated discs, and traumatic brain injuries even at moderate speeds. Do not accept the insurance company's first offer.
T-Bone & Intersection Accidents
Side-impact crashes at intersections are particularly dangerous for passengers on the impacted side. Common at busy intersections throughout Newark, Allentown, and Westchester County.
Head-On Collisions
Often the most severe crash type, frequently involving high speeds and catastrophic injuries. These cases typically require aggressive litigation and expert accident reconstruction.
Rideshare Accidents — Uber & Lyft
Injured in an Uber or Lyft? Liability is complex — the rideshare company, the driver, and multiple insurance policies may be involved. We know exactly how to navigate these claims.
Hit-and-Run Accidents
When the at-fault driver flees the scene, your own uninsured motorist coverage may provide compensation. We help you access every available source of recovery — even when the driver is never found.
Uninsured & Underinsured Motorist
NJ, NY, and PA all require insurers to offer UM coverage — but collecting it often requires pushing back on your own insurance company. We negotiate on your behalf.
Drunk & Impaired Driving Crashes
DUI/DWI crashes often involve more severe injuries and potential punitive damages. We handle your civil case regardless of what happens to the driver in the criminal proceedings.
Distracted Driving Accidents
Texting and phone use cause thousands of accidents each year across the tri-state area. Phone records and traffic camera footage can be critical evidence — acting quickly preserves it.
The value of a car accident case is not just the amount of your emergency room bill. A full and fair settlement accounts for every way this crash has affected your life — past, present, and future.
What You've Lost Financially
What You've Lost Beyond Money
Comparative Fault Rules — How Partial Fault Affects Your Recovery
New Jersey
Modified Comparative Fault
You can recover if less than 51% at fault. Your award is reduced by your percentage of fault.
New York
Pure Comparative Negligence
You can recover even if mostly at fault — your award is simply reduced proportionally to your share.
Pennsylvania
Modified Comparative Fault
You can recover if less than 50% at fault. PA's tort choice system also affects available damages — we review this in every PA consultation.
Missing your state's statute of limitations means losing the right to recover compensation — permanently. Insurance companies are well aware of these deadlines. Do not let time run out.
| State | General Deadline | Government Vehicles | Clock Starts | Statute |
|---|---|---|---|---|
| New JerseyN.J.S.A. 2A:14-2 | 2 Years | 90 Days Notice | Date of accident | N.J.S.A. 2A:14-2 |
| New YorkCPLR § 214 | 3 Years | 90 Days Notice | Date of accident | CPLR § 214 |
| Pennsylvania42 Pa. C.S. § 5524 | 2 Years | 6 Months Notice | Date of accident | 42 Pa. C.S. § 5524 |
These are general deadlines — exceptions apply
Cases involving minors, government entities, or injuries discovered after the crash date may have different windows. Contact Rose Harper Law immediately if you are approaching a deadline or are unsure whether your window is still open. Missing a deadline almost always means permanently losing your right to compensation.
The steps you take in the hours and days after a crash directly affect the strength of your legal case and the compensation you can recover.
Get medical attention immediately Critical
Even if you feel fine. Adrenaline masks pain. Whiplash, concussions, and internal injuries frequently do not present symptoms until hours or days later. A same-day medical record ties your injuries directly to the crash and protects your claim.
Call the police and get a report
A police report is foundational evidence. Request the report number at the scene and obtain a copy as soon as it is available. In NJ, reports involving injury or damage over $500 are legally required.
Document the scene thoroughly
Photograph all vehicles from multiple angles, road conditions, skid marks, traffic signs, and any visible injuries. If there are witnesses, collect their names and contact information before they leave.
Exchange information — but say very little
Get the other driver's name, license number, insurance company, and policy number. Do not apologize or speculate about fault at the scene — these statements can be used against you later.
Do not speak to the other driver's insurance company
Insurance adjusters are trained to minimize what they pay. You are not required to give a recorded statement to the other party's insurer. Speak with an attorney first — always.
Call Rose Harper Law — Free Consultation
The sooner we are involved, the sooner we can preserve evidence, communicate with insurers on your behalf, and protect your rights. Your first consultation is always free and there is no obligation.
These answers are general legal information, not legal advice. Every accident is different. Contact Rose Harper Law for a free case evaluation specific to your situation.
QHow long do I have to file a car accident lawsuit in New Jersey?
New Jersey gives you two years from the date of the crash under N.J.S.A. 2A:14-2. Exceptions apply for minors, government vehicles, and injuries discovered after the crash date. Missing this deadline almost always means permanently losing your right to compensation.
QHow long do I have to file a car accident lawsuit in New York?
New York's statute of limitations is three years from the date of the accident under CPLR § 214. Important exception: if a government vehicle or employee was involved, you must file a Notice of Claim within 90 days. Do not wait.
QHow long do I have to file a car accident lawsuit in Pennsylvania?
Pennsylvania gives you two years from the crash date under 42 Pa. C.S. § 5524. Pennsylvania's choice no-fault system also affects how and when you can pursue certain types of compensation — we review this in every PA initial consultation.
QWhat is my car accident case worth?
Case value depends on the severity of your injuries, medical bills, lost wages, pain and suffering, policy limits, and whether UM/UIM coverage applies. We do not give guesses — we give you an honest assessment based on the actual facts of your case.
QDo I need a lawyer for a minor car accident?
If you have any injuries at all — even ones that feel minor — consulting an attorney costs you nothing and protects you from statements or settlements that permanently close your case. Injuries that feel minor can become significant within days.
QCan I recover compensation if I was partially at fault?
In most cases, yes. NJ and PA use modified comparative fault — you can recover if less than 51%/50% at fault. New York uses pure comparative negligence — you can recover even if mostly at fault, with your award reduced proportionally.
QDoes Rose Harper Law handle car accidents in Spanish?
Yes. Consultations, case updates, and all communications are available in English or Spanish across all three states. Sí, atendemos clientes en español en Nueva Jersey, Nueva York y Pensilvania.
QWhat does a car accident attorney cost?
Rose Harper Law works on a contingency fee basis. You pay no attorney fees unless and until we recover compensation for you. Our fee is a percentage of what we win — if we don't win, you owe us nothing for our legal services.
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